Join Lulu and become an insurance agent clients trust

In 13 years, the line I hear most from clients is: “Nobody explained it to me when I bought it.” I want to build a team of agents who don’t hard sell, who explain cover clearly, and who stand by clients when they claim. If that’s how you want to work, let’s talk.

Experienced insurance agent mentoring two new team members in an office

Being an insurance agent is not about calling your relatives every day to sell them something. The real work is helping a family understand what cover they need, what their current policies do, where the gaps are, and then helping them through the claim when someone is in hospital, has an accident or passes away.

The job can be very meaningful, and it can be hard. Here are both sides, so you can decide whether to talk to me.

Who is this for?

  • People changing careers who want to plan their own time
  • Mothers who want a career of their own alongside their family
  • Fresh graduates who enjoy meeting people and keep learning
  • Anyone who was helped by insurance, or bought the wrong policy, and wants to bring good advice to the people around them

What you get when you join

  • Mentoring from Lulu, a Sales Manager with 13 years’ experience, one to one as you start
  • Help preparing for the licensing exams you need
  • Product and claims training: not just how to sell, but how claims and after-sales service work
  • Team support when you meet a case you are unsure about
  • A no hard selling approach: listen to the client first, then advise
A young insurance advisor listening to a couple at a kopitiam
A young insurance advisor listening to a couple at a kopitiam

What we want to be honest about

  • This is a commission-based role. Your income depends on your effort and your clients’ trust. No one can guarantee your income, and be careful of anyone who does.
  • The first year is the hardest: exams, products, and slowly building your own clients.
  • We don’t encourage hard selling. If you want quick closes and big sales numbers, this team may not suit you.

What do you need to join?

  • At least five SPM passes including Bahasa Malaysia, or an equivalent or higher qualification.
  • Pass the required licensing exams: PCE (Part A and Part C) for life insurance, plus CEILLI to sell investment-linked plans. The team helps you prepare.
  • Register with the Life Insurance Association of Malaysia (LIAM), and you can start.

Part-time arrangements, joining costs and exam plans depend on your situation: WhatsApp Lulu to talk them through privately.

How to join

  1. WhatsApp Lulu

    Tell her a little about yourself and why you are interested.

  2. Meet for a chat

    Have a coffee with Lulu and see whether the job and the team suit you.

  3. Prepare for the exams

    The team helps you prepare for the PCE and other licensing exams.

  4. Register and start

    Once registered with LIAM, serve your first clients with the team behind you.

Questions people ask

Can I join without any insurance experience?

Yes. Most people start from zero, and the team takes you from the licensing exams and product training through to serving clients on your own. Being willing to learn and wanting to help clients matter more than experience.

Can I do it part time?

Everyone’s situation is different. WhatsApp Lulu on 016-914 0086 to talk about your schedule, and she will explain clearly.

Do I need to pay to join? Who pays for the exams?

Please WhatsApp Lulu privately about costs and exam arrangements. She will explain the details so you can decide.

Which exams do I need to pass, and are they hard?

Life insurance agents take the PCE (Part A and Part C), plus CEILLI to sell investment-linked plans. With steady revision most people pass, and the team helps you prepare.

Is there a basic salary? How is income earned?

Insurance agents earn commission, with no basic salary, so income depends on how many clients you serve and how much they trust you. We will not promise you an income: that is part of being honest with you.

Will I be pushed to sell to my relatives and friends?

No. We don’t encourage hard selling or pushing family and friends. We understand the person’s needs first and only advise what fits, which is how clients come to trust you and refer others.

Lulu Loke

Thinking about joining Lulu’s team?

A chat comes with no commitment. WhatsApp Lulu and tell her about yourself.

WhatsApp Lulu